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Universal Insurance Agency Inc Blog: home insurance

View the latest blog posts from Universal Insurance Agency Inc.

It Seems Like Disasters Are Becoming More Common. Which perils otherwise known as disasters are covered by Homeowners Insurance? Standard home insurance policies typically cover a range of ever present disasters like tornadoes, hurricanes, fire, lightning READ MORE >>

Did you know about these Typical WATER Exclusions in most Homeowner Insurance Policies?  (1) Flood, surface water, waves, tidal water, overflow of a body of water, or spray from any of these, whether or not driven by wind;   (2) Water which backs up through sewers or READ MORE >>

Beware of coverage loopholes like whose property is NOT covered under your Homeowners Policy. Are Domestic Partners and their "stuff" Covered under a Homeowners Policy?    Let's look at who is considered an insured on your homeowners Insurance Policy?   READ MORE >>

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